Why You Need Renters Insurance
To Protect What You Own
Your landlord’s insurance policy isn’t enough. It most likely ONLY covers the building you live in. Not your personal belongings.
To Protect Yourself
If someone gets hurt in your apartment, guess who might be held responsible. Yes. You. Apartment insurance offers liability coverage to protect you.
To Ensure You Have Somewhere To Live
If the home you reside in gets damaged and you can’t live there, you could have to pay for temporary housing.